Getting Medicare is confusing hence we have simplified it and mentioned some of the key things to look for when selecting the right Medicare option.
1. Check if your doctor/hospital is covered
In many cases, you’ll need to use doctors and other providers who are in the plan’s network and service area for the lowest costs.
If you enroll in a health plan, and later discover that your doctor doesn’t accept the insurance, or that some of your medications aren’t covered by your plan. You might have no choice but to stay in that plan for the rest of the year.
2. Medication
How much will you have to pay for your health care and prescription drugs? Look at drug plans that include your prescription drugs on their formulary (a list of prescription drugs covered by a drug plan). Then, compare costs.
3. Additional Benefits
Many health insurance plans might even offer extra no-cost dental, vision, hearing, transportation, gym memberships, and other benefits. These benefits ads up if you are paying from your pocket hence finding right plan can reduce your overall expenses.
4. Benefits when you travel
You may be traveling to meet your family or see different places. Will you have coverage if you travel frequently or leave your hometown for long periods of time? Also if you have a specific place where you visit frequently then you can check if doctors and providing in that area are covered.
5. Get an insurance broker/agent
Medicare is confusing and navigating between different health options can be challenging. Right insurance agent/broker can help you in finding the right plan which is accepted by your doctor/providers, keep medication costs low and provide additional benefits. Many agents work with multiple insurance providers and can shop the best rate for you.
Start shopping right Medicare plan
We connect you with a local advisor/agent who can help you find a health insurance plan that your doctor accepts, that covers your medications, and might even offer extra no-cost dental, vision, hearing, transportation, gym memberships, and other benefits.
As an added bonus for scheduling a complimentary 15 minute call, we will also send you details on how you can participate in valuable money-savings public and private programs in your area.
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